4007-01 Define "Righteous Personal Finance"

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                          TO:  Interested Christian  BLVRs                                                                                       FROM: Jim Bramer, Retired CPA
                                                                                                                                                                               FILE: 4007-01/rpf     

                           RE:  RIGHTEOUS PERSONAL FINANCE, Define                                                           Originated  in June 2000                                


Be sure and read about "Personal Finance Spending Control"  resources found at  0400    


RIGHTEOUS PERSONAL FINANCE (or RPFin) is defined as: 

        "The handling of personal finances by a Christian BLVR in ways that are pleasing to the Lord."

        The term Christian  "BLVR", as used here, includes either one person or a husband-wife endeavor. It embraces the term "Stewardship," or handling of fiscal resources that belong to someone else (the Lord),  with the BLVR having major management responsibilities. 
        Within this context, it is essential that each BLVR conclude and take action as to such issues as:

1> Philosophy --- the BLVR's biblical perspective or what does the BLVR believe on such issues.
2> Principles and operating policies established therefrom.
3> Discipline that results from some vows made and kept.
4> Good resource management and prudent use of tools for decision making; that involves appropriate methods and procedures. 
5> Protocol -- involves timeliness.

BLVR Receipt, or Revenue, types might include:

  • Personal Net Earnings via Self Employment Income 
  • Investments proceeds like Interest earned, or Dividends received.
  • Retirement Income
  • Via previous SetASides
  • Inheritance

BLVR Expenditure types might include:

  • Tithes and Offerings -- Donations
  • Ordinary daily living expenses
  • Rent/Mortgage and/or groceries
  • Meals and Lodging
  • Recreation - Entertainment
  • Medical Expenses
  • Acquiring or maintaining physical Assets
  • Residence
  • Vehicles
  • Operating expenses thereof
  • Taxes - income and property etc
  • Providing education/schooling
  • Making investments (includes Social Security) for the future. 

      Please consider the content in the following Links in your pursuit of Righteous Personal Finance (RPFin.)


  1. RPFin - Self Examination
  2. RPFin - Church Perspective
  3. RPFin - Precepts/Principles
  4. BLVR and RPFin Suggested Duties
  5. RPFin and a BLVR Dialog
  6. RPFin/BLVR Stated Philosophies/Policies
  7. BLVR RPFin Resources
  8. Personal Finance QVE Acctg System

 " FREQUENTLY USED TERMS"   BELOW  INCLUDE:

                     BLVR = Believer in this system -- but especially in Jesus Christ as Lord and Savior
                    QVE = Quite Virtual Envelop
e Computer Acctg System 
                    PLASTIC = Credit Cards
                  
                    RPFin = Righteous Personal Finance


      The bulk of this Publication originated in June 2000 and was .   UPTD: March 09, 2012     

ABOUT  US   |  OUR PURPOSE   |  TABLE OF CONTENTS   |  SEARCH  MATTERS  |  HELP DETAILS   |  FUND ACCTG VIA COMPUTERS   |  GLOSSARY