01 - Credit Card Covenant at Your Church  -  (01)

    Many Ministries are rightfully now receiving money Online and many use their Credit Cards to do this.  We all know that many folk are NOT appropriately using their Credit Cards and are spending beyond their means.  The following  "Credit Card Covenant at Your Church" is like what is discussed within 4040.   Once you begin receiving Online payments (for either Event Payments and Donations), we believe you should seek something like the following:

TO: Named Constituent                                                                          FROM; Board of Leadership

RE: Online use of Credit Card                                                                 DATE: xx/xx/xx

    Thank you for using your Plastic/Credit Card here at the Ministry.
    But frankly, we have concerns about providing this buying resource to everyone.  You, no doubt, are aware that too many people in today's society are abusing Credit Cards and incurring debt that they can not handle. We do not agree with some who inappropriately believe that a Credit Card is evil. 
    But we do not want to contribute to such problems, as we know that many of you are righteously using Credit Cards as part of your financial stewardship.  We firmly believe, like many things in our world today, that Credit Cards can be either a "tool" or a "tyrant." Such matters are totally subjective, or personal issues between the individual and the Lord.
    Accordingly, we respectfully provide you with this resource. But your part is as follows:
    1> That you prayerfully have your personal finances in order as unto the Lord. If you or your family need to be better stewards of such matters, ask us about certain "Righteous Personal Finance" help resources, 
    2> When you pay your Plastic charges and incur NO Interest Expense, or loan charges, you are likely using the Credit Card as a "Tool" and not as a 'Tyrant'.
    3> We, therefore, ask that you promise the Lord that you will regularly NOT pay Credit Card Interest Expense at least  "on your use of Plastic/Credit Card with us."   We join you in prayer as you keep this personal commitment to Him.  One way of doing this is to immediately pay the Credit Card company for Online payments made to us.  Thank you

02 - Internet Centric (or Friendly) Finance Activity - (02)

            In recent months I have been using the term "Internet Centric (or Friendly)."   What I mean are those of us (not just our young people) who use a computer with a fast connection as we go to the Internet minimally once a day to do such things as read and send Email,  plus, search for various things.
            As to our personal finances, many of us have our provider (such as Net Pay via their Employer and/or Retirement Income) electronically make deposits of such income directly to our Bank Account, Some of us are also comfortable doing our Personal Finances via Internet resources that includes electronically paying their bills. We may even go to  www.irs.gov/efile  and file our federal tax return via the Internet.  Please note the use of such Internet Centric (or Friendly) features when you go to 1211  as we discuss an accounting system designed for Small Ministries and/or Christian Family Units.

03 - Online Ministry Finance Applications - (03)

        Please note the following Online (Web Based) Ministry Finance Applications grid.  Be sure you understand that Web Based applications mean that you use a fast connection to the Internet and utilize Internet software ... or your application software is not resident on your computer system, etc.  Please go to  0904  and learn more about Web Based or Application Service Provider (ASP) matters and discover why many Ministries are meaningfully utilizing Internet resources of this type.
        Please note that within the grid below I had in mind the smaller Ministry and have attempted to identify each application by type of Ministry.  Also note that I have tried to make known, to best of my knowledge,  whether the Online (Web Based) Ministry Finance Application is currently available.  If available, you will note that there is more information within the highlighted links, etc. I have also provided certain highlighted links that include some ideas about unavailable but needed Online Ministry Finance Applications.

			ONLINE MINISTRY FINANCE APPLICATIONS:
xx			The application shown below is apparently not available
	xx		The application shown below is apparently available		-
			Please Click on highlighted Internet links below for more info
		Generic To:		Church	School	Scrip	MAgency	Camp
xx			Web Based Acctg via Online Volunteers - 0930	xx	xx	xx	xx	xx
	xx		Fund Accounting - 0801  -- Also see   0041	xx	xx	xx	xx	xx
	xx		Receipts via the Internet - see applicable info at: 0907	xx	xx		xx	xx
	xx		Actual to Budget by Depart Acctg Groups (DAGs)	xx	xx	xx	xx	xx
	xx		Budget via BuxBox Expense Control - 0002	xx	xx	xx	xx	xx
xx			DAGer view only Budget report/tranx detail info	xx	xx	xx	xx	xx
	xx		ePayroll - with Clergy aspects -Paycycle	xx	xx		xx	xx
xx			Complete and process time sheets Online	xx	xx	xx	xx	xx
	xx		eBill Management  - 0926	xx	xx	xx	xx	xx
	xx		eBank Reconciliation -  WeBrec - 0165	xx	xx	xx	xx	xx
xx			Internal eAuditor and Board Treasurer view only	xx	xx	xx	xx	xx
xx			External eAuditor access/view so they can do
			things during the year - like viewing tranx	xx	xx	xx	xx	xx
			and doing confirmations
		:	Unique to:
		Churches 5109
xx			Counters and eDonation do record keeping - 5888	xx
	xx		eDonaMail - see ASPs in  0078	xx
		Schools
xx			eSchar (School Acct Rec) application - 7888		xx
	xx		School and Outsourcer both have equal access
			to current info -- see 7888  for details		xx
xx			Parents/Students have Online access to eSchar info		xx
xx